Peningkatan Literasi Keuangan Syari'ah melalui Pengelolaan Uang Saku Sejak Dini

Puspa Jelita; Dul Jalil

doi:10.61132/maeswara.v4i5.2948

Authors

Puspa Jelita Sekolah Tinggi Ilmu Syariah Nahdlatul Ulama Nusantara
Dul Jalil Sekolah Tinggi Ilmu Syariah Nahdlatul Ulama Nusantara

DOI:

https://doi.org/10.61132/maeswara.v4i5.2948

Keywords:

Early Financial Education, Habituation Of Behavior, Islamic Values, Pocket Money Management, Sharia Financial Literacy

Abstract

This community service initiative, delivered through a parenting seminar entitled “Enhancing Sharia Financial Literacy Through Early Pocket Money Management,” was conducted at Majlis Ilmi Hidayatul Mustafid in Kohod Village, Pakuhaji District, Tangerang Regency. The activity aimed to improve students’ understanding of financial behavior aligned with Islamic principles as a foundation for character development and to examine how early pocket money management supports financial literacy. Interactive seminars, group discussions, and question-and-answer sessions provided theoretical and practical knowledge. Focusing on primary school-aged children, the initiative also identified barriers and strategies for implementing Sharia financial principles. Results indicated that participants gained new insights, children developed greater awareness, and commitments emerged to improve pocket money management. Children’s understanding and practice of Sharia financial literacy increased significantly by 42.2% compared with a group that did not adopt these habits. Key barriers included parents’ limited understanding of Sharia financial concepts and the absence of structured practical guidelines. The initiative concludes that early pocket money management is an effective and efficient strategy for instilling Sharia financial literacy values, requiring support through guidebooks and outreach programs for families and educational institutions.

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