Optimalisasi Sistem Pembayaran Quick Respone Code Indonesian Standard (QRIS) Dalam Mewujudkan Inklusi Keuangan

Authors

  • Nugrah Leksono Putri Handayani Politeknik Pratama Kendal

DOI:

https://doi.org/10.61132/nuansa.v1i3.752

Keywords:

Payment Systems, Digital Payments, QRIS, Financial Inclusion

Abstract

This research aims to determine the optimization of the Quick Response Code Indonesian Standard (QRIS) payment system in realizing financial inclusion. The research method used is qualitative descriptive analysis using the literature method by conducting a literature study. The research results show that using QRIS is getting easier because it is able to reach various merchants with integrated mobile banking applications and digital wallets. Optimizing the QRIS payment system can realize and overcome the challenges of financial inclusion in Indonesia and open wider financial access for Indonesian society as a whole.

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References

Bank Indonesia. (2020). Booklet Keuangan Inklusif. Retrieved December 28, 2020, from https://www.bi.go.id/id/fungsi-utama/stabilitas-sistem-keuangan/keuangan-inklusif/Default.aspx

Bank Indonesia. (2020). Quick Response Code Indonesian Standard (QRIS). Retrieved from https://bicara131.bi.go.id/knowledgeb ase/article/KA-01061/en-us

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Kurniawati, E. T., Zuhroh, I., & Malik, N. (2021). Literasi dan Edukasi Pembayaran Non Tunai Melalui Aplikasi QR Code Indonesian Standard (QRIS) Pada Kelompok Milenial. Studi Kasus Inovasi Ekonomi, 05(01), 23–30.

Marginingsih, Ratnawaty. “Financial Technology (Fintech) Dalam Inklusi Keuangan Nasional di Masa Pandemi Covid-19.” Moneter - Jurnal Akuntansi dan Keuangan 8, no. 1 (April 1, 2021): 56–64. https://doi.org/10.31294/moneter.v8i1.9903.

Setiawan, I. W. A., & Mahyuni, L. P. (2020). Qris Di Mata Umkm: Eksplorasi Persepsi Dan Intensi Umkm Menggunakan Qris. E-Jurnal Ekonomi Dan Bisnis Universitas Udayana, 10, 921. https://doi.org/10.24843/eeb.2020.v09.i10.p01

Sugiyono. (2012). Metode Penelitian Kualitatif. ALFABETA.

Warjiyo, P. (2023, Juli). Perkembangan Penggunaan QRIS. Bank Indonesia.

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Published

2023-09-30

How to Cite

Nugrah Leksono Putri Handayani. (2023). Optimalisasi Sistem Pembayaran Quick Respone Code Indonesian Standard (QRIS) Dalam Mewujudkan Inklusi Keuangan. Jurnal Nuansa : Publikasi Ilmu Manajemen Dan Ekonomi Syariah, 1(3), 363–370. https://doi.org/10.61132/nuansa.v1i3.752

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