Peningkatan Literasi dan Pengelolaan Keuangan Hasil Panen Berbasis Syariah pada Masyarakat Desa Purwosari, Kecamatan Natar, Kabupaten Lampung Selatan

Melisa Melisa; Bahrur Rokhim; Azzahra Meytriana; Bella Permata Sari; Azka Najwa Ramadhani; Bintusyi Fatimatuzzahra M. P.; Beta Tri Sugianto; Afifah Damai Yanti; Arya Nanda Perdana; Bagas Pramudita; Nizaruddin Nizaruddin

doi:10.61132/kegiatanpositif.v4i3.2884

Authors

Melisa Melisa Universitas Islam Negeri Jurai Siwo Lampung
Bahrur Rokhim Universitas Islam Negeri Jurai Siwo Lampung
Azzahra Meytriana Universitas Islam Negeri Jurai Siwo Lampung
Bella Permata Sari Universitas Islam Negeri Jurai Siwo Lampung
Azka Najwa Ramadhani Universitas Islam Negeri Jurai Siwo Lampung
Bintusyi Fatimatuzzahra M. P. Universitas Islam Negeri Jurai Siwo Lampung
Beta Tri Sugianto Universitas Islam Negeri Jurai Siwo Lampung
Afifah Damai Yanti Universitas Islam Negeri Jurai Siwo Lampung
Arya Nanda Perdana Universitas Islam Negeri Jurai Siwo Lampung
Bagas Pramudita Universitas Islam Negeri Jurai Siwo Lampung
Nizaruddin Nizaruddin Universitas Islam Negeri Jurai Siwo Lampung

DOI:

https://doi.org/10.61132/kegiatanpositif.v4i3.2884

Keywords:

Agricultural Zakat, Financial Managemen, Harvest Yield, Sharia Financial Literacy, Society Farmer

Abstract

Most of the people in Purwosari Village, Natar Sub-District, South Lampung Regency, rely on agriculture as their main source of income, which is generally seasonal. Therefore, proper management of harvest income is important to meet household needs, prepare for future expenses, save money, and fulfill agricultural zakat obligations. This community service activity aimed to provide an understanding of harvest income management based on Islamic financial principles. The activity was conducted on August 12, 2026, at Raudhotul Jannah Mosque and involved approximately 100 participants. The methods included observation, socialization, direct counseling, discussion, and question-and-answer sessions. The activity was carried out through collaboration among the Islamic Economics, Islamic Banking, and Islamic Communication and Broadcasting Study Programs, with support from BAZNAS Metro City. The results showed that the participants actively engaged in the activity and discussions. The participants already had an understanding of agricultural zakat; however, further reinforcement was needed in financial planning, saving, and comprehensive harvest income management. This activity is expected to strengthen the community’s Islamic financial literacy, enabling harvest income to be managed in a more organized, responsible, and sharia-compliant manner.

Downloads

Download data is not yet available.

References

Adam, E., & Halid, A. (2022). Literasi keuangan dan kesejahteraan rumah tangga petani di Gorontalo. AGROMIX, 13(2), 136–144. https://doi.org/10.35891/agx.v13i2.2677

Angraini, N., Zulfanetti, & Isnaeni, N. (2024). The influence of Islamic financial literacy, religiosity, and service quality on the decision to save at Islamic banks with trust as an intervening variable in Jambi Province. The Asian Journal of Professional & Business Studies, 5(1). https://doi.org/10.61688/ajpbs.v5i1.307

Annisa, A. A. (2021). Islamic financial literacy cycle in the family. Indonesian Journal of Islamic Economics Research, 3(1), 39–50.

Aulia, N. S., Ruhana, N., & Noeridha, N. A. (2023). Pengaruh literasi keuangan syariah terhadap perilaku keuangan pada mahasiswa Politeknik Negeri Bandung (Studi pada mahasiswa Keuangan Syariah Politeknik Negeri Bandung). Journal of Applied Islamic Economics and Finance, 3(3), 651–662. https://doi.org/10.35313/jaief.v3i3.5500

Firdausi, M. R. A., & Kasri, R. A. (2022). Islamic financial literacy amongst Muslim students in Indonesia: A multidimensional approach. Al-Muzara'ah, Special Issue, 77–94. https://doi.org/10.29244/jam.specialissue2022.77-94

Gunawan, A., Asmuni, A., & Siregar, S. (2021). Islamic financial literacy and financial behavior: The case of Muhammadiyah community in Medan City. Journal of Accounting and Investment, 22(3), 500–516. https://doi.org/10.18196/jai.v22i3.10043

Irawan, F. (2025). Optimalisasi pengelolaan keuangan petani melalui pelatihan literasi keuangan di Kabupaten Sumbawa. Jurnal Aksi Afirmasi, 6(1), 201–207.

Kamisa, A., & Hidayatullah, S. (2023). Pemahaman petani kelapa tentang zakat pertanian dan implementasinya di Desa Air Hitam-Kabupaten Tanjung Jabung Timur. Al-Mi'thoa: Jurnal Zakat dan Wakaf, 1(1), 14–24. https://doi.org/10.55606/jupumi.v2i1.686

Liana, L., Mega, M., & Aryesti, M. (2023). Literasi zakat pertanian di Desa Sejiram Kecamatan Tebas. Shar-E: Jurnal Kajian Ekonomi Hukum Syariah, 9(2), 79–87. https://doi.org/10.37567/shar-e.v9i2.1755

Nabilah, F. R. (2024). Pengaruh literasi keuangan syariah dan religiusitas terhadap minat mahasiswa menabung di bank syariah (Studi mahasiswa FAI UMSU). AGHNIYA: Jurnal Ekonomi Islam, 6(1).

Rachmatulloh, D. P., & Solekah, N. A. (2021). Antecedents of saving decision at Sharia banks: Islamic financial literacy, religiosity and service quality (Studies on millennial generation). Al-Tijary: Jurnal Ekonomi dan Bisnis Islam, 6(2), 97–111. https://doi.org/10.21093/at.v6i2.2669

Roemanasari, F., Sabela, J., & Rusgianto, S. (2022). Islamic financial literacy and financial behavior on investment intention. Jurnal Ilmu Ekonomi Terapan, 7(2), 239–250. https://doi.org/10.20473/jiet.v7i2.40679

Rohman Machfud, A., & Subhan ZA, M. A. (2023). Analisis penerapan zakat pertanian pada LAZISNU Desa Kedungwangi Kecamatan Sambeng Kabupaten Lamongan. Journal of Islamic Economics Studies and Practices, 2(2), 132–141. https://doi.org/10.54180/jiesp.2023.2.2.132-141

Rohmania, A. S., Sholihah, E., & Nurhapsari, R. (2023). Developing Islamic financial literacy in improving Islamic financial behavior towards the financial well-being of MSMEs: The moderating effect of e-payment usage. Journal of Islamic Economics Lariba, 9(2), 293–310. https://doi.org/10.20885/jielariba.vol9.iss2.art2

Rosella, D. (2023). Analisis praktik zakat pertanian pada petani Desa Peniangan Kecamatan Marga Sekampung Kabupaten Lampung Timur. Jurnal Az Zahra: Jurnal Ekonomi dan Bisnis Islam, 1(1).

Septiani, R. A. D., Widjojoko, & Wardana, D. (2022). Implementasi program literasi membaca 15 menit sebelum belajar sebagai upaya dalam meningkatkan minat membaca. Jurnal Perseda, 5(2). https://doi.org/10.37150/perseda.v5i2.1708

Suwandi, A., & Marliyah, M. (2023). Analisis tingkat literasi keuangan syariah petani padi di Desa Sei Penggantungan Kabupaten Labuhanbatu. JIA (Jurnal Ilmiah Agribisnis): Jurnal Agribisnis dan Ilmu Sosial Ekonomi Pertanian, 8(2), 166–175. https://doi.org/10.37149/jia.v8i2.610

Umam, K., Purbaningrum, D., Islami, I. B., & Asytuti, R. (2025). The role of Islamic financial literacy as an empowerment of the agricultural sector through Islamic bank financing. Al Rikaz: Jurnal Ekonomi Syariah, 3(2). https://doi.org/10.35905/rikaz.v3i2.7806

Vitriyah, N. L. (2025). Inklusi keuangan petani: Menjembatani literasi keuangan melalui perbankan dan mekanisme informal. PARETO: Jurnal Ekonomi dan Kebijakan Publik, 8(1).

Wijaya, H. R., Hati, S. R. H., Ekaputra, I. A., & Kassim, S. (2024). The impact of religiosity and financial literacy on financial management behavior and well-being among Indonesian Muslims. Humanities and Social Sciences Communications, 11(1). https://doi.org/10.1057/s41599-024-03309-6

Yuliani, W. (2018). Metode penelitian deskriptif kualitatif dalam perspektif bimbingan dan konseling. Jurnal Quanta, 2(2). https://doi.org/10.22460/q.v2i2p83-91.1641