Penguatan Literasi Ekonomi Anak melalui Edukasi Keuangan dan Gerakan Menabung Sejak Dini di Kelurahan Pelawi Utara, Kecamatan Babalan, Kabupaten Langkat

Dinda Maysaroh; Syarifah Hannum Pohan; Solihah Titin Sumanti

doi:10.61132/kegiatanpositif.v4i3.2947

Authors

Dinda Maysaroh Universitas Islam Negeri Sumatera Utara Medan
Syarifah Hannum Pohan Universitas Islam Negeri Sumatera Utara Medan
Solihah Titin Sumanti Universitas Islam Negeri Sumatera Utara Medan

DOI:

https://doi.org/10.61132/kegiatanpositif.v4i3.2947

Keywords:

Children, Community Service, Economic Literacy, Financial Education, Saving Habits

Abstract

Financial literacy in childhood is an important foundation for developing responsible economic behavior, particularly in managing money and forming saving habits. This community service activity aimed to strengthen children's economic literacy through financial education and an early saving movement in Pelawi Utara Village, Babalan District, Langkat Regency. The activity was conducted for one month, from late July to late August 2026, using a participatory and educational approach. The implementation consisted of preliminary observation, identification of children's financial literacy needs, coordination with the local community, delivery of basic financial education, creative piggy-bank making activities, implementation of a saving movement, and mentoring and evaluation. The activities introduced children to the meaning and function of money, the distinction between needs and wants, simple pocket money management, and the importance of saving. The results showed that the activities provided children with practical experiences in understanding and applying basic financial management concepts. The use of creative activities and direct saving practices encouraged children's participation and made economic concepts easier to understand. The activity also encouraged the development of positive habits related to saving, controlling consumption, and making simple economic decisions. The program implies that continuous financial education involving families and the local community is needed to maintain and strengthen children's economic literacy and saving habits.

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