Analisis Penerapan AKAD Rahn Tasjily Pada Pegadaian Syariah Bukittinggi (Studi: Pegadaian UPS Manggis Ganting, Bukittinggi)

Nursyafni Syafia; Bambang Kurniawan; Khusnul Istiqomah

doi:10.61132/lokawati.v1i6.368

Authors

Nursyafni Syafia Universitas Islam Negeri Sulthan Thaha Saifuddin Jambi
Bambang Kurniawan Universitas Islam Negeri Sulthan Thaha Saifuddin Jambi
Khusnul Istiqomah Universitas Islam Negeri Sulthan Thaha Saifuddin Jambi

DOI:

https://doi.org/10.61132/lokawati.v1i6.368

Keywords:

Implementation, Rahn Tasjily Agreement, Sharia Marketing, Pawnshops

Abstract

This research was motivated by the small number of customers at the Rahn Tasjily Agreement at Pegadaian UPS Manggis Bukittinggi. The purpose of this research is to find out how the Rahn Tasjily Agreement is implemented at the UPS Manggis Bukittinggi pawnshop and also to find out the obstacles faced in implementing the Rahn Tasjily Agreement.

This research includes field study research with qualitative descriptive methods, and uses primary and secondary data sources, as well as data collection techniques through interviews, observation and documentation. The research results obtained by the author after analyzing the data are the marketing strategy implemented by the UPS Manggis Bukittinggi pawnshop in implementing the Rahn Tasjily Agreement, namely by using Crossselling, Upselling, Literacy. The pricing strategy is good. The implementation of the contract is also good, where the product is made to help people who want to borrow money for business capital, but in terms of promotion it is not optimal. The obstacles faced by the UPS Manggis Bukittinggi pawnshop in implementing the Rahn Tasjily Agreement are limited marketing time, inadequate promotional facilities and a lack of public understanding of the Rahn Tasjily Agreement.

Downloads

Download data is not yet available.

References

DAFTAR REFERENSI

Buku

Andri soemitra. Bank Dan Lembaga Keuangan Syariah. jakarta: kencana, 2018.

Djoko Muljono. Perbankan Dan Lembaga Keuangan Syariah. Yogyakarta: PT Andi, 2015

Adelina ryanti. “Prosedur Penyaluran Tasjily Tanah Pada Pt Pegadaian Persero Unit Layanan Syariah Punge Banda Aceh.” Laporan kerja praktik, Universitas Islam Negeri Arr-Raniri, 2019.

Alman Manonggo, Sofia Pangemanan, and Josef Kairipun. “Impementasi Program Keluarga Harapan Dalam Mengatasi Kemiskinan Di Keluharan Pinokalan Kota Bitung.” Jurnal Jurusan Ilmu Pemerintahan Vol. 1 No. 1 (2018).

Andri soemitra. Bank Dan Lembaga Keuangan Syariah. jakarta: kencana, 2018.

Annisa diah nawangsari. “Aspek Hukum Rahn Tanah Dengaan Jaminan Hak Tanggung Di Pt. Pegadaian Syariah.” Skripsi, Universitas Muhamadiyah Sumatra Utara, 2020.

Busriadi, and Rahman Arifin. “Pengaruh Kualitas Pelayanan Terhadap Kepuasan Nasabah Pada Pegadaian Syariah (Studi Kasus Pada Pegadaian Syariah Di Provinsi Jambi).” AL-FALAH: Jurnal Ekonomi Islam Vol. 6 No. 1 (2021).

Darmawan dkk. Manajemen Lembaga Keuangan Syariah. Yogyakarta: UNY Press, 2020.

Djoko Muljono. Perbankan Dan Lembaga Keuangan Syariah. Yogyakarta: PT Andi, 2015.

Erwin Yulianto, Isharijadi, and Juli Murwani. “Pengaruh Produk Dan Kualitas Pelayanan Terhadap Transaksi Cross Selling Nasabah PT Bank Mandiri (Persero) TBK.” Forum Ilmiah Pendidikan Akutansi Vol. 5, No. 1 (2017).

Intan larasati. “Analisis Yuridis Gadai Sertifikat Tanah Di PT Pegadaian.” Skripsi, Universitas Sriwijawa Palembang, 2018.

Mardani. Aspek Hukum Keuangan Syariah Di Indonesia. (Jalarta: kencana, 2015.

Marta Lidia. Pengelola Pegadaian Syariah UPS Manggis. Wawancara, September 27, 2023. UPS Manggis Bukittinggi.

Moh.Mofid. Kaidah Fiqih Ekonomi Dan Keuangan Kontemporer. Jakarta: kencana, 2021.

Nicho Hadi Wijaya. “The Challenges of Sharia Pawnshop in Indonesia in the Era of the Industrial Revolution 4.0.” Faculty of Sharia and Law, UIN Sunan Kalijaga Yogyakarta, Indonesia Volume 12 No. 1 (June 2022).

Nuroh Yuniwati, Emilia Dwi Lestari, and Anis Alfiqoh. “Pegadaian Syariah: Penerapan Akad Rahn Pada Pegadaian Syariah.” AN-NiSBAH Jurnal Perbankan Syariah Institut Agama Islam Sunan Kalijogo Malang Vol 2, No 2 (July 2021).

Sugiyono. Memahami Penelitian Kualitatif,. Bandung: Alfabeta, 2009.

Taufikur Rahman. Buku Ajaran Fiqih Muamalah Kontemporer. Jawa Timur: academia publication, 2021.

Tawazun. “Studi Implementasi Akad Rahn (Gadai Syariah) Pada Lembaga Keuangan Syariah.” Jurnal of Sharia Economic Vol. 1, No. 2, (September 2018).

Teungku Difa Nurul. “Penerapan Akad Murahabah Dan Rahn Tasjily Pada Produk Amanah Di PT. Pegadaian (PERSERO) UPS Panton Labu.” UIN Ar-Raniry Banda Aceh, Penerapan Akad Murabahah dan Rahn Tasjily pada Produk Amanah di PT Pegadaian (PERSERO) UPS Panton Labu, Vol. 1, No. 1 (2019)